What Is a Good APR on a Used Car Loan?

December 22nd, 2025 by
A Close-Up Shot of an Agent Pointing Rates with a Ballpen

Car shopping is tough enough without having to figure out whether the auto finance interest rates you’re getting are a good deal. Trying to nail down what counts as a “good” annual percentage rate (APR) for a used car loan can make your head spin, as rates can vary based on your credit history, how…

Posted in Finance

How To Get Out of an Upside-Down Car Loan

October 3rd, 2024 by
Woman in Black Blazer Standing Beside Black Car

Being in an upside-down car loan, also known as negative equity, means you owe more on your car loan than the vehicle is worth. This can be stressful, but there are ways to recover and regain your financial footing. In this article, our auto financing experts at Kiefer Mazda in Eugene, Oregon, break down what…

Posted in Finance

Why should you know the total ownership cost of a car before you go buy it

November 7th, 2017 by
Ownership Cost

The total ownership cost of a car is the sum total of the initial price of the car and the subsequent costs. These costs include fuel, insurance, repair and maintenance fees, and recurring fees such as cleaning fees. The mistake most people make is making a budget for a new car by considering the buying…

Posted in Finance

Figure Out Your Leasing Future

November 6th, 2017 by
Leasing

When a lease ends, you have decisions in front of you that can change what you drive and the way that you get around Eugene, OR. It is important for you to have help with your decisions, and our auto financing team is here to help you. You need to figure out if you would…

A dealer documentary fee of $200 is added to all vehicle sales. This fee is not required by Oregon law. Dealer Doc Fee: $200. Elec filing Fee: $50. Prices do not include taxes ( 0.41% Oregon Corp Activity Tax, and 0.5% Oregon New Car Privilege tax for new car sales), license, other government fees and taxes, or manufacturer or dealer installed accessories and labor. Prices are valid on day of publication only. All vehicle specifications, prices and equipment are subject to change without notice. Please contact the dealership to see if you qualify for any additional Manufacturer Incentives that are not included. While every reasonable effort is made to ensure the accuracy of the vehicle description displayed, the dealer makes no warranties, express or implied, with regard to the vehicle or vehicle description. Please verify all vehicle information before entering into a purchase agreement. Payments (including the amount down payment) do not include tax, titles, tags, documentation charges, emissions testing charges, dealer and factory installed accessories, or other fees required by law or lending organizations. The estimated payments may not include upfront finance charges that must be paid to be eligible for the purchase financing program used to estimate the APR and payments. Listed Annual Percentage Rates are provided for the selected purchase financing or lease programs available on the current date. Program expiration dates reflect currently announced program end dates, but these programs are subject to change at any time. Monthly payments may be higher or lower based upon incentives, qualifying programs, credit qualifications, residency' governmental fees. No claims or warranties are made to guarantee the accuracy of vehicle pricing, payments or actual equipment. Call to confirm accuracy of any information. Lessees will be financially responsible for mileage beyond the elected quantity and for vehicle maintenance and repairs and excessive vehicle wear. Option to purchase at lease end for an amount may be determined at lease signing. Payments may be higher in some states. You may not be able to combine other incentives with the purchase financing or leasing programs presented above. Residency restrictions may apply. See dealer for details. Listed APR, down payment, payments, incentives and other terms are estimates for example purposes only. Information provided is based on very well-qualified buyers or lessees. The payment information provided here is not a commitment by any organization to provide credit, leases or other programs. Some customers may not qualify for listed programs. Your terms may vary. Lessor must approve lease. Credit approval required. MPG Disclaimer: Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary, depending on how you drive and maintain your vehicle, driving conditions, battery pack age/condition (hybrid models only) and other factors. Images are for illustration purposes only. Vehicles subject to prior sale

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383 Goodpasture Island Rd, Eugene, OR, 97401
Kiefer Mazda 44.074637, -123.1087412.